Both directions covered

M-Pesa ↔ Bank Transfer Guide

Step-by-step instructions to move money between M-Pesa and every major Kenyan bank. Covers both directions — paybill numbers, USSD codes, fees and limits.

M-Pesa → Bank

Send from your M-Pesa wallet directly into any Kenyan bank account using Paybill. Usually free, instant, and works on any phone.

Bank → M-Pesa

Transfer from your bank account to any M-Pesa number via USSD or mobile app. Small fees apply — money lands instantly.

Select Your Bank

E

Equity Bank

Paybill: 247247 · USSD: *247#

M-Pesa → EquityEquity → M-Pesa
K

KCB Bank

Paybill: 522522 · USSD: *522#

M-Pesa → KCBKCB → M-Pesa
C

Co-operative Bank

Paybill: 400200 · USSD: *667#

M-Pesa → Co-opCo-op → M-Pesa
N

NCBA Bank

Paybill: 880100 · USSD: *488#

M-Pesa → NCBANCBA → M-Pesa
A

Absa Bank Kenya

Paybill: 303030 · USSD: *390#

M-Pesa → AbsaAbsa → M-Pesa
D

Diamond Trust Bank

Paybill: 516600 · USSD: *385#

M-Pesa → DTBDTB → M-Pesa
F

Family Bank

Paybill: 222111 · USSD: *325#

M-Pesa → Family BankFamily Bank → M-Pesa
S

Stanbic Bank Kenya

Paybill: 600100 · USSD: *290#

M-Pesa → StanbicStanbic → M-Pesa

Quick Paybill Reference

All M-Pesa → Bank paybill numbers at a glance

Equity Bank247247
KCB Bank522522
Co-operative Bank400200
NCBA Bank880100
Absa Bank Kenya303030
Diamond Trust Bank516600
Family Bank222111
Stanbic Bank Kenya600100